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微信支付,企业号支付个人,php实现

程序员文章站 2022-05-16 15:57:54
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导语:分销商,微商提现怎么提?直接用微信支付。

实现如下:

  • 微信支付配置
/*微信支付*/    'PAY_WEIXIN'                => array(        'appid'                 => 'xxx',        'appsecret'             => 'xxxxx',        'mchid'                 => '1283301801',                                                //商户号        'key'                   => 'zhudianbaodiandodozhudianbao0527',                          //商户支付秘钥        'apiclient_cert'        => 'Conf/cert/apiclient_cert.pem',                              //商户证书apiclient_cert.pem        'apiclient_key'         => 'Conf/cert/apiclient_key.pem',                               //商户证书apiclient_key.pem    )
  • arrayToXml

    /**   *     array转xml   */  function arrayToXml($arr)  {      $xml = "";      foreach ($arr as $key=>$val)      {          if (is_numeric($val))          {                 $xml.="".$val."".$key.">";           }          else          $xml.="".$key.">";        }      $xml.="";      return $xml;   }
  • 使用证书,以post方式提交xml到对应的接口url

/**    *     作用:使用证书,以post方式提交xml到对应的接口url    */    function postXmlSSLCurl($xml, $url, $second, $cert, $key)    {        $ch = curl_init();        //超时时间        curl_setopt($ch,CURLOPT_TIMEOUT,$second ? $second : $this->timeout);        //这里设置代理,如果有的话        //curl_setopt($ch,CURLOPT_PROXY, '8.8.8.8');        //curl_setopt($ch,CURLOPT_PROXYPORT, 8080);        curl_setopt($ch,CURLOPT_URL, $url);        curl_setopt($ch,CURLOPT_SSL_VERIFYPEER,FALSE);        curl_setopt($ch,CURLOPT_SSL_VERIFYHOST,FALSE);        //设置header        curl_setopt($ch,CURLOPT_HEADER,FALSE);        //要求结果为字符串且输出到屏幕上        curl_setopt($ch,CURLOPT_RETURNTRANSFER,TRUE);        //设置证书        //使用证书:cert 与 key 分别属于两个.pem文件        //默认格式为PEM,可以注释        curl_setopt($ch,CURLOPT_SSLCERTTYPE,'PEM');        curl_setopt($ch,CURLOPT_SSLCERT,$cert);        //默认格式为PEM,可以注释        curl_setopt($ch,CURLOPT_SSLKEYTYPE,'PEM');        curl_setopt($ch,CURLOPT_SSLKEY, $key);        //post提交方式        curl_setopt($ch,CURLOPT_POST, true);        curl_setopt($ch,CURLOPT_POSTFIELDS,$xml);        $data = curl_exec($ch);        //返回结果        if($data){            curl_close($ch);            return $this->xmlToArray($data);        }        else {            $error = curl_errno($ch);            echo "curl出错,错误码:$error"."
"; curl_close($ch); return false; } }
  • 企业向个人付款
//企业向个人付款    public function payToUser($params, $key, $apicent_cert, $apiclient_key) {        $url = 'https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers';        //检测必填参数        if($params["partner_trade_no"] == null) {   //            exit("退款申请接口中,缺少必填参数partner_trade_no!"."
"); }elseif($params["openid"] == null){ exit("退款申请接口中,缺少必填参数openid!"."
"); }elseif($params["check_name"] == null){ //NO_CHECK:不校验真实姓名 FORCE_CHECK:强校验真实姓名(未实名认证的用户会校验失败,无法转账)OPTION_CHECK:针对已实名认证的用户才校验真实姓名(未实名认证用户不校验,可以转账成功) exit("退款申请接口中,缺少必填参数check_name!"."
"); }elseif(($params["check_name"] == 'FORCE_CHECK' or $params["check_name"] == 'OPTION_CHECK') && ($params["re_user_name"] == null)){ //收款用户真实姓名。 exit("退款申请接口中,缺少必填参数re_user_name!"."
"); }elseif($params["amount"] == null){ exit("退款申请接口中,缺少必填参数amount!"."
"); }elseif($params["desc"] == null){ exit("退款申请接口中,缺少必填参数desc!"."
"); } $params["mch_appid"] = $this->appid;//公众账号ID $params["mchid"] = $this->mchid;//商户号 $params["nonce_str"] = $this->createNoncestr();//随机字符串 $params['spbill_create_ip'] = $_SERVER['REMOTE_ADDR'] == '::1' ? '192.127.1.1' : $_SERVER['REMOTE_ADDR'];//获取IP $params["sign"] = $this->getSign($params, $key);//签名 $xml = $this->arrayToXml($params); return $this->postXmlSSLCurl($xml, $url, false, $apicent_cert, $apiclient_key); }
  • 企业付款
private function _enterprisePay($number, $member_id, $amount, $desc)    {        // 获取openid        $wxuser_id = M('Member')->where(array('id' => $member_id))->getField('wxuser_id');        $openid    = M('Wxuser')->where(array('id' => $wxuser_id))->getField('openid');        $pay = C('PAY_WEIXIN');        import('@.Action.WxDevelop');        $enterprise = new WxEnterprise($pay['appid'], $pay['appsecret'], $pay['mchid']);        $params = array(            'partner_trade_no' => $number,            'openid' => $openid,            'check_name' => 'NO_CHECK',            'amount' => $amount, // 总计            'desc' => $desc,        );        $result = $enterprise->payToUser($params, $pay['key'], $pay['apiclient_cert'], $pay['apiclient_key']);        return $result;    }
  • 处理分销商提现
private function _handle($truename, $price) { // 处理分销商提现        $withdrawid = date("ymdHis") . strval(rand(1000, 9999));        $data = array('withdrawid' => $withdrawid, 'store_id' => $this->store_id, 'member_id' => $this->member_id, 'truename' => $truename, 'price' => $price, 'addtime' => time());        //免审核        if ($price >= C('withdraw_uncheck_value')) {            $data['need_check'] = 0;            $data['status'] = 1;            if ($this->withdrawModel->add($data)) {                $result = $this->_enterprisePay($withdrawid, $this->member_id, $price * 100, '分销商(' . $truename . ')提现');                //遇到支付信息出错,转为需审核提现                if ($result['return_code'] != 'SUCCESS') {                    $this->withdrawModel->where(array('withdrawid' => $withdrawid))->save(array('need_check' => 1, 'status' => 0));                    $this->assign('success', 2);                }                else {                    //设置微信交易号                    $this->withdrawModel->where(array('withdrawid' => $withdrawid))->save(array('payment_no' => $result['payment_no']));                    //增加佣金流水,待修复                    $data = array('store_id' => $this->store_id, 'user_type' => 2, 'user_id' => $this->shop_id, 'trade_type' => 2, 'trade_no' => $withdrawid, 'price' => -$price, 'status'=> 1,  'message' => $truename.'提现', 'addtime' => time());                    M('Twitter_log')->add($data);                    //减少相应可提佣金                    M('Member')->where(array('id' => $this->member_id))->setInc('money', -$price);                    $this->assign('success', 1);                    //发送佣金变动消息                    import('@.Action.Tmplmsg');                    $tmplmsg = new Tmplmsg();                    $tmplmsg->send(Tmplmsg::PRICE_CHANGE, $this->member_id, array('token' => $this->token, 'intro' => '分销佣金提现转出', 'price' => $price, 'business' => BUSINESS));                }            }            else {                $this->error('提现信息错误!');            }        }        //需要审核        else {            $this->withdrawModel->add($data);            $this->assign('success' , 2);        }    }

提供企业向用户付款的功能,支持企业通过API接口付款,或通过微信支付商户平台网页功能操作付款。

温馨提示:◆ 给同一个实名用户付款,单笔单日限额2W/2W◆ 给同一个非实名用户付款,单笔单日限额2000/2000◆ 一个商户同一日付款总额限额100W◆ 仅支持商户号已绑定的APPID;◆ 针对付款的目标用户,已微信支付实名认证的用户可提供校验真实姓名的功能,未实名认证的用户无法校验,企业可根据自身业务的安全级别选择验证类型;◆ 付款金额必须小于或等于商户当前可用余额的金额;◆ 已付款的记录,企业可通过企业付款查询查看相应数据。

到账 付款资金将进入目标用户的零钱(微信-我-钱包-零钱)。微信支付将做零钱入账消息通知,零钱收支明细会展示相应记录。

温馨提示:针对无零钱账户的历史客户端版本,资金将进入用户的红包账户,微信支付无消息通知用户,企业可选择自行触达用户。

接口链接:https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers

是否需要证书请求需要双向证书。

数据示例:

wxe062425f740c30d8100000983PG2J4ILTKCH16CQ2502SI8ZNMTM67VS100000982014120919616ohO4Gt7wVPxIT1A9GjFaMYMiZY1sOPTION_CHECK张三100节日快乐!10.2.3.10C97BDBACF37622775366F38B629F45E3

成功示例:

错误示例:

参考资料:https://pay.weixin.qq.com/wiki/doc/api/mch_pay.php?chapter=14_2